If you're a working adult in the United Kingdom considering further education in 2026, you've come to the right place. Yes, there are absolutely scholarships and funding opportunities specifically designed for people like you—mature students who want to study while continuing to earn. The UK has a strong tradition of supporting adult learners, and in this comprehensive guide, we'll walk you through every available scholarship, bursary, and funding option for working adults in 2026. From government schemes to university-specific awards and private bursaries, we'll show you exactly how to finance your education without putting your career on hold.
Why Scholarships for Working Adults in the UK are Important in 2026
Returning to education as a working adult presents unique challenges and opportunities. Unlike traditional students, you likely have financial commitments—mortgages, families, car payments—that can't be paused. That's where scholarships for working adults become essential. The UK higher education system recognizes the value mature students bring to classrooms: real-world experience, determination, and diverse perspectives.
Key Fact: According to recent data, mature students (those aged 21 and over) now make up over 40% of all undergraduates in UK universities. This significant demographic has prompted institutions and the government to create targeted financial support.
In 2026, several factors make scholarships for working adults particularly important:
- Cost of living increases mean balancing work and study is more challenging than ever
- Skills gaps in the UK economy mean retraining is often necessary for career progression
- Post-pandemic flexibility in education delivery makes study more accessible for workers
- Government initiatives like the Lifelong Loan Entitlement (LLE) create new opportunities
The Changing Landscape of Adult Education in the UK
Adult education in the UK has transformed significantly in recent years. The traditional model of full-time study immediately after secondary school is no longer the only path. Universities now offer more flexible learning options specifically designed for working adults, including:
- Part-time degrees that can be completed over 4-6 years instead of 3
- Evening and weekend classes scheduled around typical work hours
- Distance learning and online courses that offer maximum flexibility
- Modular courses where you can study individual modules and build toward a qualification
- Accelerated degrees that condense learning into a shorter, more intensive period
These flexible options make it possible to earn while you learn, but they still come with tuition fees and associated costs. That's where scholarships and bursaries specifically for mature students become crucial.
Types of Scholarships and Bursaries for Mature Students in the UK
When searching for scholarships for working adults in the UK, you'll encounter several different types of financial support. Understanding these categories will help you target your applications effectively.
1. Government-Funded Scholarships and Support
The UK government offers several funding streams for adult learners:
Tuition Fee Loans: Available to all UK students regardless of age for their first undergraduate degree. You only start repaying when your income exceeds a certain threshold.
Maintenance Loans: While often smaller for older students, these can help with living costs while studying.
Adult Dependent's Grant: If an adult depends on you financially, you might qualify for additional support.
Childcare Grant: If you have children in registered childcare, this grant can cover up to 85% of costs.
2. University-Specific Mature Student Bursaries
Most UK universities have specific scholarships for mature students. These are often need-based rather than merit-based, recognizing that adult learners face different financial pressures. Examples include:
| University | Scholarship Name | Amount (Approx.) | Notes |
|---|---|---|---|
| Open University | Access to Success Bursary | Up to £3,000 | For students with household income under £25,000 |
| University of Oxford | Oxford Adult Students' Bursary | Up to £4,000 | For undergraduates aged 25+ |
| University of Cambridge | Mature Students' Financial Support | Varies | Package tailored to individual circumstances |
| Birkbeck, University of London | Part-Time Fee Awards | Up to 50% fee reduction | Specifically for evening study working adults |
| University of Edinburgh | Mature Student Access Bursary | £1,000-£2,000 | For Scottish-domiciled mature students |
3. Career Development Scholarships
Many professional bodies and employers offer scholarships to help working adults advance in their careers. These are particularly valuable as they often come with networking opportunities and industry recognition. Examples include:
- Chartered Management Institute (CMI) scholarships for management students
- Engineering Council grants for engineers seeking further qualifications
- NHS Learning Support Fund for healthcare professionals
- Law Society diversity scholarships for mature law students
Pro Tip: Check with your current employer about tuition reimbursement programs. Many UK companies offer financial support for education that enhances job-related skills, sometimes covering 50-100% of tuition costs.
How to Find Scholarships for Working Adults in the UK
Finding the right scholarships requires a strategic approach. Here's a step-by-step method to ensure you don't miss any opportunities for 2026 entry:
Step 1: Start with Official Government Resources
Your first stop should always be official government websites. These provide authoritative, up-to-date information on all mainstream funding options:
- GOV.UK Student Finance - The official portal for government student finance
- Career Development Loans - Government-backed loans for vocational courses
- nidirect (Northern Ireland) - Specific advice for students in NI
- SAAS (Scotland) - Student Awards Agency Scotland
- Student Finance Wales - Welsh-specific funding information
Step 2: Research University Funding Pages
Every UK university has a dedicated "funding" or "financial support" section on their website. Use specific search terms like "mature student bursary," "adult learner scholarship," or "part-time funding" along with the university name.
Search Strategy: When visiting university websites, look for:
- "Student Funding" or "Financial Support" sections
- Search functions on the website - use keywords like "mature," "adult," "part-time"
- Contact information for the university's financial advice team
- Specific department scholarships (some are offered by individual academic departments)
Step 3: Explore Professional and Charitable Organizations
Many charities and professional bodies offer scholarships that aren't widely advertised. These can be particularly suitable for working adults with specific career goals or circumstances:
- Educational Grants Advisory Service (EGAS) - Charity that helps students find grants
- The Leverhulme Trust - Offers various scholarships for specific fields
- Royal Society - For science-related studies
- Industry-specific bodies - Check organizations related to your field
Step 4: Use Scholarship Search Engines
While many scholarship search engines focus on traditional students, some have filters for mature students:
- Scholarship Search UK - Allows filtering by student type
- The Scholarship Hub - Includes categories for mature students
- Postgraduate Studentships - For those considering postgraduate study
Top Scholarships and Funding Opportunities for 2026
While specific deadlines and amounts for 2026 will be confirmed closer to the application period, here are scholarships and funding streams that have consistently been available to mature students in recent years and are likely to continue in 2026:
Government Initiatives for 2026
Lifelong Loan Entitlement (LLE): Starting from 2025, the LLE will provide individuals with a loan entitlement equivalent to four years of post-18 education to use over their lifetime. This revolutionary approach is particularly beneficial for working adults who may want to study in modules or return to education multiple times throughout their career.
Skills Bootcamps: Fully funded, flexible courses of up to 16 weeks that give people the opportunity to build up sector-specific skills and fast-track to an interview with a local employer. Many are designed specifically for adults already in work.
Free Courses for Jobs: If you're over 19 and don't already have a Level 3 qualification (A-level equivalent), you can access numerous Level 3 qualifications for free through this initiative.
University Scholarships Likely Available in 2026
Average mature student bursary at Russell Group universities
Of UK universities have specific funding for mature students
Increase in flexible learning options since 2020
Based on current patterns, these university scholarships are likely to be available for 2026 entry:
- University of Bristol Mature Student Bursary - £1,000-3,000 for students from low-income backgrounds
- University of York Access Bursary - Up to £2,000 for mature students with household income under £42,875
- University of Glasgow Mature Students' Bursary Fund - Means-tested support for undergraduates aged 21+
- University of Sussex First Generation Scholars Scheme - £3,000 per year for students whose parents didn't attend university
- Queen Mary University of London Bursary - Up to £1,700 for students from lower-income households
Step-by-Step Guide to Applying for Scholarships as a Working Adult
Applying for scholarships as a mature student differs from traditional applications. Here's your comprehensive guide:
1. Self-Assessment and Planning (6-12 Months Before Course Starts)
Begin by honestly assessing your financial situation, career goals, and time availability. Create a budget that includes:
- Tuition fees for your chosen course
- Lost income if you need to reduce working hours
- Additional costs like books, travel, and childcare
- Household expenses that will continue during study
This assessment will help you determine how much funding you need to pursue your studies without excessive financial stress.
2. Research and Shortlist (4-6 Months Before)
Use the strategies outlined earlier to create a list of potential scholarships. For each, note:
- Application deadline
- Eligibility criteria
- Required documents
- Application method (online form, email, post)
Organization Tip: Create a spreadsheet or document to track all scholarship opportunities, deadlines, and requirements. This is crucial as you'll likely be applying to multiple funding sources simultaneously.
3. Prepare Your Application Materials
Scholarship applications for mature students typically require:
- Personal Statement: This is your chance to explain why you're returning to education, how it fits with your career goals, and what unique perspective you bring as a working adult.
- Financial Information: Many bursaries require evidence of household income, such as tax returns or benefit statements.
- Academic References: If you've been out of education for a while, consider using an employer as a reference who can speak to your commitment and abilities.
- Career Development Plan: Some scholarships want to see how the qualification will advance your career.
4. Submit Government Finance Applications
For government student finance in England, the deadline is usually May for courses starting in September. However, you can apply up to 9 months after your course starts. Don't delay—apply as early as possible to ensure funding is in place for the start of your studies.
5. Apply for University and External Scholarships
Follow each scholarship's specific application process carefully. Pay special attention to:
- Word limits on personal statements
- Specific questions being asked (answer these directly)
- Document formatting requirements (PDF, Word, etc.)
- Submission method (online portal, email, post)
6. Follow Up and Accept Offers
After submitting applications, keep track of response timelines. If you receive multiple offers, you may need to inform some providers that you're accepting elsewhere (this is often a requirement).
Balancing Work, Study, and Life: Tips for Mature Students
Returning to education while working requires careful balancing. Here are strategies from successful mature students:
Time Management Strategies
- Block scheduling: Dedicate specific times each week to study and protect these times
- Use "dead time": Listen to lecture recordings during your commute
- Communicate with employers: Many are supportive of employees pursuing further education
- Involve your family: Help them understand your schedule and enlist their support
Study Techniques for Working Adults
As a mature student, you likely have less time but more focus than traditional students. Leverage this advantage:
- Active learning: Make notes, ask questions, engage with material rather than passively reading
- Connect to experience: Relate academic concepts to your work experience—this aids retention
- Form study groups: Connect with other mature students for mutual support
- Use university support services: Most universities have academic skills teams to help returning learners
Managing Financial Pressures
Even with scholarships, studying as a working adult can be financially challenging:
- Consider part-time study: Spreading a degree over more years reduces annual costs
- Explore employer sponsorship: Many companies offer tuition reimbursement
- Budget meticulously: Track all expenses and identify areas to reduce spending
- Check eligibility for benefits: Some students qualify for Universal Credit or other benefits
Additional Financial Support for Mature Students in the UK
Beyond scholarships, several other financial support mechanisms exist for working adults studying in the UK:
Disabled Students' Allowances (DSA)
If you have a disability, long-term health condition, mental health condition, or specific learning difficulty like dyslexia, you may qualify for DSA. This is not income-assessed and doesn't need to be repaid. It can cover:
- Specialist equipment (like a computer or software)
- Non-medical helpers (like note-takers or readers)
- Extra travel costs due to your disability
- Other study-related costs
Childcare Support
If you have children, several support options exist:
- Childcare Grant: Pays up to 85% of childcare costs (max £183.75 per week for one child, £315.75 for two or more)
- Parents' Learning Allowance: Helps with course-related costs if you have dependent children (up to £1,863 per year)
- Universal Credit childcare element: May be available alongside student finance
- University nursery places: Many universities offer discounted childcare for students
Hardship Funds
Most universities have hardship funds or access to learning funds for students experiencing unexpected financial difficulties. These are usually discretionary and awarded on a case-by-case basis.
Council Tax Exemption
Full-time students are exempt from council tax. If you're studying full-time while working, you may still qualify for this exemption, significantly reducing your living costs.
Common Mistakes to Avoid When Applying for Scholarships
Based on feedback from scholarship committees and financial aid advisors, here are the most common mistakes mature students make:
1. Missing Deadlines
Scholarship deadlines are often much earlier than course application deadlines. Some popular scholarships close 6-8 months before the academic year starts.
2. Not Tailoring Applications
Using a generic personal statement for multiple applications. Scholarship committees can spot this immediately. Tailor each application to the specific scholarship's criteria.
3. Underestimating Financial Need
Many mature students don't apply for need-based bursaries because they think their household income is too high. These thresholds are often more generous than expected.
4. Ignoring Smaller Scholarships
£500 might not seem like much compared to tuition fees, but it can cover books, travel, or childcare for a semester. Smaller scholarships often have fewer applicants.
5. Not Highlighting Work Experience
As a mature applicant, your work experience is a significant asset. Frame it as valuable life experience that enriches classroom discussions.
Success Stories: Working Adults Who Won Scholarships
Hearing from others who've successfully navigated this path can be inspiring and informative. Here are two anonymized real-world examples:
Case Study 1: Sarah, 38, Nursing Conversion Course
Sarah worked as a healthcare assistant for 15 years before deciding to become a registered nurse. With two children and a mortgage, full-time study seemed impossible. She secured:
- NHS Learning Support Fund (£5,000 per year)
- University mature student bursary (£2,000 per year)
- Childcare Grant (85% of nursery costs)
Combined with working bank shifts at her old job, she graduated debt-free and now works as a registered nurse.
Case Study 2: David, 45, Computer Science Degree
After 20 years in retail management, David wanted to retrain in tech. He received:
- Government tuition fee loan (covers full tuition)
- Maintenance loan (partial living costs)
- Industry scholarship from a tech company (£3,000 per year)
- Summer internship with the sponsoring company
He studied part-time over 5 years while continuing to work reduced hours in retail. He now works as a junior developer.
Ready to Take the Next Step?
Funding your education as a working adult in the UK is challenging but entirely possible with the right strategy. Start your scholarship search today, and remember that every application brings you closer to achieving your educational goals without sacrificing your financial stability.
For more information on related topics, check out our guides on Scholarships for Undergraduates 2026 and ETIAS 2026 for UK Citizens.
Frequently Asked Questions (FAQ)
In the UK, a mature student is typically defined as anyone aged 21 or over at the start of their undergraduate course, or 25+ for postgraduate study. However, some scholarships use different age thresholds, so always check specific eligibility criteria.
Yes, but options are more limited. You generally cannot get government tuition fee loans for a second undergraduate degree at the same level. However, many scholarships for working adults don't have this restriction, particularly those for career conversion courses or part-time study.
Your employment status and income can affect maintenance loan amounts and eligibility for means-tested bursaries. However, tuition fee loans are available regardless of income. You must report your income accurately on all applications.
Yes, many universities offer specific bursaries for part-time mature students. Additionally, the government provides tuition fee loans for part-time study (covering up to 75% of course intensity). Some scholarships are specifically designed for part-time learners.
Scholarships are typically awarded based on merit (academic achievement, specific talents), while bursaries are usually awarded based on financial need. As a working adult, you might qualify for both types, but bursaries are often more accessible.
Start researching at least 12 months before your course begins (summer 2025 for September 2026 entry). Many scholarship deadlines fall between October 2025 and March 2026 for the following academic year.
International students have access to fewer scholarships, but some exist specifically for mature international students. These are highly competitive. You'll generally need to look at university-specific international scholarships and external funding from your home country.
Don't be discouraged. Consider alternative funding: employer sponsorship, career development loans, studying part-time while working, or starting with a foundation year (which sometimes has different funding options). You can also reapply for scholarships in subsequent years of your course.